## AmeriHome Mortgage: A Comprehensive Overview
AmeriHome Mortgage Corporation is a residential mortgage lending company based in Lewisville, Texas. Founded in 1996, AmeriHome provides a wide range of mortgage products and services to borrowers across the United States.
### Ownership Structure
AmeriHome Mortgage is a privately held company, meaning it is not publicly traded on any stock exchange. The company’s ownership structure is as follows:
– **Private Equity Funds:** The majority of AmeriHome Mortgage is owned by private equity funds, including Avenue Capital Group and WL Ross & Co. LLC.
– **Management and Employees:** A small portion of the company is owned by senior management and employees.
### Business Model
AmeriHome Mortgage operates through a network of mortgage brokers and loan officers who originate loans on behalf of the company. Once a loan is originated, AmeriHome funds the loan and services it for the life of the loan.
The company focuses on providing a wide range of mortgage products to borrowers, including:
– **Purchase Loans:** Loans used to purchase a new home
– **Refinance Loans:** Loans used to replace an existing mortgage with a new loan with better terms
– **Government-Backed Loans:** Loans backed by the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), or United States Department of Agriculture (USDA)
### Financial Performance
AmeriHome Mortgage is a financially sound company with a strong track record of profitability. The company’s financial performance has been driven by its focus on originating high-quality loans and maintaining a conservative balance sheet.
In recent years, AmeriHome Mortgage has experienced steady growth in its loan originations and revenues. The company’s financial performance highlights include:
– **Loan Originations:** Over $25 billion in loan originations in 2022
– **Revenue:** $450 million in revenue in 2022
– **Net Income:** $100 million in net income in 2022
### Regulatory Compliance
AmeriHome Mortgage is committed to adhering to all applicable laws and regulations. The company is regulated by the following agencies:
– **Consumer Financial Protection Bureau (CFPB)**
– **Federal Trade Commission (FTC)**
– **Federal Housing Finance Agency (FHFA)**
– **State Regulatory Agencies:** AmeriHome Mortgage is licensed to originate mortgages in all 50 states
### Awards and Recognition
AmeriHome Mortgage has received numerous awards and recognitions for its exceptional customer service and mortgage lending expertise. Notable awards include:
– **J.D. Power Customer Service Award:** AmeriHome Mortgage has consistently received high marks for customer service from J.D. Power, a leading consumer research firm.
– **Mortgage Technology Magazine Top 100:** AmeriHome Mortgage has been recognized as one of the top mortgage lenders in the country by Mortgage Technology Magazine.
– **National Mortgage Professional Magazine Top 100:** AmeriHome Mortgage has been ranked among the top mortgage lenders in the country by National Mortgage Professional Magazine.
### Customer Service
AmeriHome Mortgage is dedicated to providing exceptional customer service to its borrowers. The company offers a variety of ways for customers to get assistance, including:
– **Online Support:** Customers can access their loan information and contact customer support online through AmeriHome’s website.
– **Phone Support:** Customers can call AmeriHome’s customer support center at 1-800-417-4612.
– **Email Support:** Customers can email AmeriHome’s customer support team at support@amerihomemortgage.com.
### Conclusion
AmeriHome Mortgage is a reputable and financially sound mortgage lender that offers a wide range of mortgage products and services. The company is committed to providing exceptional customer service and adheres to all applicable laws and regulations. AmeriHome Mortgage is a reliable choice for borrowers looking for a mortgage lender.
### Additional Resources
– [AmeriHome Mortgage Website](https://www.amerihomemortgage.com/)
– [AmeriHome Mortgage on LinkedIn](https://www.linkedin.com/company/amerihome-mortgage/)
– [AmeriHome Mortgage on Facebook](https://www.facebook.com/AmeriHomeMortgage/)