## Do Mortgage Lenders Work on Weekends?
Mortgage lenders typically do not work on weekends. However, there are some exceptions. Some lenders may offer extended hours or weekend appointments for borrowers who cannot meet during regular business hours. Additionally, some lenders may have online or mobile platforms that allow borrowers to complete the loan application and approval process remotely, including on weekends.
**Lenders That Offer Weekend Hours or Appointments:**
* **Quicken Loans:** Offers extended hours on Saturdays and Sundays.
* **Rocket Mortgage:** Offers weekend appointments by phone or video.
* **Guaranteed Rate:** Some branches offer weekend appointments.
**Lenders with Online or Mobile Platforms:**
* **Better.com:** Fully online platform, available 24/7.
* **LendingTree:** Online marketplace that connects borrowers with lenders, some of which offer weekend availability.
* **SoFi:** Online lender that offers weekend loan applications.
### Advantages of Working with a Mortgage Lender on Weekends
* **Convenience:** Borrowers who have busy weekdays can schedule appointments or complete the loan process on weekends.
* **Reduced stress:** Meeting with a lender on weekends can be less stressful than during the week, as there are likely to be fewer people in the office.
* **Faster closing:** Starting the loan process on weekends can speed up the closing timeline, especially if there are urgent circumstances.
### Disadvantages of Working with a Mortgage Lender on Weekends
* **Limited availability:** Not all lenders offer weekend hours or appointments, so borrowers may have to adjust their schedules to meet with a lender during the week.
* **Higher interest rates:** Some lenders may charge higher interest rates for weekend appointments or applications.
* **Fewer options:** Borrowers who work with a lender on weekends may have a more limited selection of loan programs and lenders to choose from.
### Tips for Working with a Mortgage Lender on Weekends
* **Call ahead:** Contact the lender to confirm their weekend hours and availability.
* **Be prepared:** Gather all necessary documentation and information before the appointment.
* **Set realistic expectations:** Understand that the loan process may take longer if initiated on weekends.
* **Consider online lenders:** Online lenders often offer 24/7 availability and can be a convenient option for weekend loan applications.
### Conclusion
While most mortgage lenders do not work on weekends, there are some exceptions. Borrowers who need to meet with a lender or complete the loan process on weekends can explore the options listed above. It is important to weigh the advantages and disadvantages of working with a lender on weekends and to be prepared for potential limitations.